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Get the latest interest rates and maximum releases for 2023 from the UK's leading equity release providers
Home improvements? Family holiday? With equity release you'll have tax-free cash to spend however you like
With a lifetime mortgage (the most popular type of equity release) you will always remain the owner of your property
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Equity release is, in a nutshell, a way to unlock the value of your property and turn it into cash which lets you access – or 'release' – the equity (cash) tied up in your home, if you're 55+.
The most popular type of equity release is a lifetime mortgage, which is a loan secured against your home. You can release the money you release in a lump sum or in several smaller amounts following an initial lump sum.
To compare the market, cashbacks and maximum releases available from the UK’s leading Equity Release providers, simply complete our quick & easy quote form
A Lifetime Mortgage is a form of equity release that allows you to release equity from your property, whilst you continue to live there. You borrow money secured against the value of your home, and get a tax-free cash lump sum and keep ownership of your property.
A drawdown lifetime mortgage is a type of equity release plan that lets you take cash from your home as and when you like – rather than in a single lump sum. You only pay interest on the cash you've taken, so these plans can often work out to be more cost-effective as the compound interest grows at a slower pace.